Virginia

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Alexandria, Virginia CD Rates – 6-Month

You are viewing rates from banks across Alexandria





Below are the best six-month CD Rates from banks with branches in Alexandria, Virginia . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Alexandria, VA - August 1, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 2.50% → 4.85% → 4.35%

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.90% → 4.75% → 4.50% → 5.00% → 4.10%

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

Rate History: 0.75% → 4.25% → 4.00% → 3.75% → 4.00%

| Jun 28, 2021

They bait and switch. Advertise cds at .40 but offer only .04 when in the office. Sharp business practice. Read More

Rate History: 4.40% → 4.25% → 4.15% → 4.00% → 3.90%

| Apr 14, 2020

I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More

Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%

| May 19, 2018

Experience Read More

0.75%

$500

20.18

Learn More

0.55%

$10,000

15.02

Learn More

0.55%

$10,000

17.96

Learn More

0.50%

$10,000

17.34

Learn More

0.35%

$100,000

7.11

Learn More

0.30%

$10,000

18.11

Learn More

0.25%

$10,000

7.11

Learn More

| Aug 5, 2020

How Willian Investments Company Brought Happiness To My Home. Hello Everyone out there! My name is Tom Brandy, from USA, I am using this medium to announce to the general public on how Willian Investmen... Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.03%

$10,000

10.01

Learn More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Alexandria, VA - August 1, 2025


Branch Street City State
EagleBank
Dulles Branch
45745 Nokes Blvd, Ste 150 Dulles VA
Presidential Bank, FSB
Reston Town Center Branch
1675 Reston Pkwy Reston VA
EagleBank
Dulles Branch
45745 Nokes Blvd, Ste 150 Dulles VA
Manufacturers and Traders Trust Company
Dulles Town Center Branch
21099 Dulles Town Circle Sterling VA
Atlantic Union Bank
West Springfield Branch
5803 Rolling Road Springfield VA
HSBC Bank USA, National Association
Reston Branch
11842 Spectrum Center Reston VA
Capital One, National Association
Capital One, National Association Branch
13344 Franklin Farm Road Herndon VA
Citibank, National Association
Sterling Branch
21800 Towncenter Plaza Sterling VA
TD Bank, National Association
Herndon Branch
1264 Elden Street Herndon VA
MainStreet Bank
Herndon Branch
727 Elden Street Herndon VA
Fulton Bank, National Association
Herndon Branch
625 Elden St Herndon VA
FVCbank
First Virginia Community Bank Branch
11325 Random Hills Road Fairfax VA
The Freedom Bank of Virginia
Reston Branch
11700 Plaza America Drive Reston VA
John Marshall Bank
John Marshall Bank Branch
1943 Isaac Newton Square East, Suite 100 Reston VA
Hanmi Bank
Annandale Branch
7140 Little River Turnpike, Suite 749 Annandale VA
Burke & Herbert Bank & Trust Company
Reid's Prospect Branch
4605 Daisy Reid Avenue Woodbridge VA
Hanmi Bank
Annandale Branch
7140 Little River Turnpike, Suite 749 Annandale VA
Carter Bank & Trust
Lake Ridge Branch
12791 Harbor Drive Lake Ridge VA
Armed Forces Bank, National Association
Fort Myer Branch
108 Mcnair Road, Building 451 Fort Myer VA
TD Bank, National Association
Herndon Branch
1264 Elden Street Herndon VA
PNC Bank, National Association
Dulles Town Center Branch
21111 Dulles Town Cir Sterling VA
Chain Bridge Bank, National Association
Chain Bridge Bank, National Association Branch
1445-A Laughlin Avenue Mclean VA
First-Citizens Bank & Trust Company
Tyson's Corner Main Branch
8521 Leesburg Pike Vienna VA


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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